Transferring in

If you’ve had more than one job during your working life, it’s likely that you may have paid into more than one pension scheme. If you’ve got several different pots, it might be worth combining them, so you are able to build up your money and keep them all in one place. You may even get a better deal when you come to retire.

You could transfer money in from:

  • A previous LGPS fund;
  • A previous employer’s pension scheme; or
  • A personal pension plan.

How does it work?

Your pension scheme administrator (where your ‘old’ pensions are held) can let you know their process, but you only have 12 months from joining the LGPS in order to do this.

To find out more information, visit